• "We regularly recommend Laura and the Mortgage Company to clients and our own team. Laura always tries to find the best deal and provides excellent advice that is in plain english. We are delighted to be associated with you and your team."
    Peter H. FCA CTA, Director, Petersons.
  • "Neil provided an excellent service, was readily available to meet in person whenever necessary and provided us with useful contacts."
    John T.
  • "Very good service, which I would certainly recommend to friends."
    Michael D.
  • "Would just like to mention how fantastic Neil has been. So very helpful, he has made what could have been a very stressful time for us so much more relaxing and enjoyable."
    Laura & Andrew L.
  • "Excellent service, really helpful, thank you!"
    Claire J.
  • "Thorough yet efficient consultations, where other advisors fell short Laura's determination and expertise provided us with the mortgage we needed."
    Russ G.
  • "I have found The Mortgage Company to be very efficient, helpful and quick to respond."
    Beth. C.
  • "Laura listened to my requirements and acted upon them to find a mortgage to suit my needs. At no time did she make me feel rushed and explained options in detail. She really wanted to, and did, help me."
    Andrew T.
  • "Laura was fantastic. Thank you for all your help."
    Natasha B. & Ben H.
  • "As a first time buyer, I found the service very helpful. No question was left unanswered and I was always fully aware of each step of the process well in advance."
    Robert K.
  • "I think the service is informative, efficient, personal and supportive. Thank you."
    Anne P.
  • "Brilliant service from Neil Barratt, would recommend him to anyone looking for a mortgage - any age, income or circumstance. Thorough research."Sonia C.
  • "Our advisor Neil Barrett was amazing - always keeping us informed and went above & beyond what was expected of him. Would definitely go to Neil for advice again."
    Carmen W.
  • "I was very impressed by the level of service; the way that staff kept me updated on developments, and were friendly and helpful."Leisha B.
  • "We have found your service excellent. Quick responses to email enquiries & we've been kept up to date with everything throughout. Excellent Service!"
    Sally G. W.
  • "Excellent service by both Laura and Jane."
    Nick H.
  • "Excellent service. Many thanks for all the help all your staff provided along the way."
    Jim J.

Professional and Independent Advice

Buying a property is probably the largest financial transaction and commitment you are likely to undertake. Surely then, you should seek independent mortgage advice which is individually tailored to your needs and requirements?

Based in Witney, The Mortgage Company has been advising and helping clients in Witney and Oxfordshire make the right purchasing decisions for all types of mortgage and insurance products.

At The Mortgage Company, we are not tied to any lender, which means that we act entirely on your behalf and represent your best interests in order to establish the most appropriate mortgage quotes for you.

There are so many types of mortgages available that it is easy to become confused, possibly opting for the product offering the lowest headline rate of interest. But when booking fees, arrangement fees, conditional insurances, higher lending charge premiums and early repayment charges are taken into account the products may not be as attractive as they first appear. Our aim is to provide our clients with an excellent service to help guide them through otherwise difficult and confusing decisions, and provide honest tailored advice to suit their needs.

outside office 2

A mortgage is a loan secured against your property. Your property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. 

For Mortgage Payment Protection Insurance and Buildings and Contents Insurance we usually offer products from a limited panel of providers.

The guidance provided within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

The Mortgage Company is a trading style of The Mortgage Company Oxfordshire Ltd which is an appointed representative of TenetLime Ltd, which is authorised and regulated by the Financial Conduct Authority. TenetLime Limited is entered on the Financial Services Register (www.fca.org.uk/register) under reference 311266.

Our fees and charges vary depending on the services we provide to you. We typically charge a fee of £150 however, if you are borrowing over £180,000 there will be no fee.

The Mortgage Company Oxfordshire is Registered in England and Wales under reference 08001907.

Registered Address: The Old Butchers Arms, 104-106, Corn Street, Witney OX28 6BU Contact number: 01993 834700